Wise : International money transfers & multi-currency account

Wise is revolutionizing the way people and businesses handle international money. We offer transparent, affordable, and fast ways to send money abroad, pay in multiple currencies, and conduct international business. Say goodbye to hidden fees and benefit from fair exchange rates.

Our services and products at a glance:

• International money transfers: Send money to over 80 countries with transparent fees and the real exchange rate (mid-market exchange rate). Track your transfers in real time.
• Multi-currency account: Hold and manage money in over 50 different currencies. Exchange between currencies at the real exchange rate whenever you need it.
• Wise Debit Card: Spend abroad like a local. Our debit card is available in multiple currencies and offers low exchange fees.
• Wise Business: The business account for companies with international ambitions. Receive payments in multiple currencies, make bulk payments, and integrate Wise with your accounting.
• Batch payments: Send payments to multiple recipients in different currencies at the same time – ideal for companies with international employees or suppliers.
• Wise API: Integrate our powerful API into your own products and services to enable seamless international payments for your customers.

Your benefits with Wise:

• Transparent fees: We always show you the fees upfront, with no hidden costs.
• Real exchange rate: You always get the mid-market exchange rate, which you can also find on Google.
• Fast transfers: In many cases, your money reaches the recipient within a few hours or even minutes.
• Multi-currency capability: Manage your money in different currencies and avoid unnecessary conversion fees.
• User-friendly platform: Our website and mobile app are intuitive and easy to use.
• Security: Wise is a regulated financial institution and your funds are safe with us.
• Ideal for individuals and businesses: Whether you want to send money to friends and family or grow your international business, Wise has the right solution.

Our story:

Wise was founded in London in 2011 by Taavet Hinrikus and Kristo Käärmann. The two Estonians were frustrated by the high fees and opaque exchange rates of traditional bank transfers. Their idea was to create a fair and transparent way to send money internationally. What began as a simple peer-to-peer money transfer solution has evolved into a global financial platform that helps millions of people and businesses worldwide.

Our values ​​and vision:

Our core values ​​are transparency, fairness, and efficiency . Our vision is to create money without borders – instant, convenient, transparent, and ultimately free. We believe that handling international money should be simple and straightforward.