Wave: Free accounting software & invoicing program for small businesses

Wave offers a comprehensive suite of free and low-cost online financial tools specifically designed for the needs of small businesses, freelancers, and the self-employed. From basic accounting and invoicing to payment processing and payroll, Wave helps you manage your finances efficiently and focus on growing your business.

Our services and products at a glance:

• Wave Accounting (Free): Track income and expenses, connect bank accounts, create basic financial reports, and get a clear overview of your financial situation—all for free.
• Wave Invoicing (Free): Create and send professional invoices with customizable templates, track payment status, and get paid faster—also for free.
• Wave Payments: Accept online payments from your customers via credit card, bank transfer, or ACH transfer directly through your invoices or a hosted payment page. (Fees apply per transaction).
• Wave Payroll: Simplify your payroll processes with our easy-to-use payroll software. Calculate salaries, pay employees, and process taxes (paid service; availability may vary by region).
• Wave Money (Banking): A free business account with built-in accounting tools to help you manage your finances seamlessly (currently only available in certain regions).

Your advantages with Wave:

• Free core features: Benefit from free accounting and invoicing, ideal for startups and small businesses on a limited budget.
• Integrated tools: Manage your accounting, invoices, payments, and payroll on a central platform.
• User-friendly interface: Wave is easy to use and does not require extensive accounting knowledge.
• Designed for small businesses: Our tools are specifically tailored to the needs of small businesses and the self-employed.
• Professional invoices: Create professional-looking invoices that get paid on time.
• Faster payments: Offer your customers convenient online payment options.
• Cloud-based: Access your financial data from anywhere and on any device.
• Safe and reliable: Your data is stored and protected securely.

Our story:

Wave was founded in Toronto, Canada, in 2010 with the mission to simplify financial management for small businesses. Our goal is to provide intuitive and affordable financial tools so entrepreneurs can focus on their core business. In 2019, Wave was acquired by H&R Block but continues to pursue its mission independently.

Our values ​​and vision:

Our core values ​​are simplicity, accessibility, and empowerment . Our vision is to provide small business owners with the financial tools they need to succeed. We believe that every entrepreneur should have the ability to manage their finances easily and efficiently.