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N26: The Mobile Account for Private & Business – Simple Online Banking

N26: The Mobile Account for Private & Business – Simple Online Banking

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N26 is an innovative, mobile bank based in Berlin that makes banking as simple, transparent, and flexible as possible. Whether you're looking for a free checking account for everyday needs or a smart business account for your business, N26 offers an intuitive banking app and various account models that adapt to your needs. Manage your finances conveniently from anywhere and benefit from numerous features that revolutionize banking.

Our services and products at a glance:

  • N26 Standard (Free Current Account): Your free current account for all your daily banking needs, including a free Mastercard.
  • N26 Smart: The smart account with additional features such as Spaces (sub-accounts), round-ups and advanced statistics.
  • N26 You: Your premium account with travel insurance, free withdrawals worldwide, and exclusive partner offers.
  • N26 Metal: The exclusive account with a metal card, comprehensive travel insurance, and premium support.
  • N26 Business Standard (Free Business Account): Your free business account for self-employed individuals and freelancers, including 0.1% cashback on all card transactions.
  • N26 Business Smart: The smart business account with additional business features such as advanced analytics and prioritized support.
  • N26 Business You: The premium business account for freelancers with travel insurance and free foreign currency payments.
  • N26 Business Metal: The exclusive business account with a metal card, comprehensive travel insurance, and other benefits for your business.
  • Spaces (sub-accounts): Create up to 10 sub-accounts to organize your finances for different purposes and track your savings goals.
  • Shared Spaces: Share sub-accounts with friends or roommates to work toward savings goals or manage spending together.
  • Investments: Invest easily and flexibly in stocks and ETFs directly via the N26 app.
  • Savings: Open savings accounts with attractive interest rates.
  • Overdraft facility: Use a flexible overdraft facility (subject to credit check).
  • Partner offers: Benefit from exclusive discounts and offers from our partners.

Your benefits with N26:

  • Mobile banking: Carry out all your banking transactions conveniently via smartphone – anytime, anywhere.
  • Fast account opening: Open your account in just a few minutes directly in the app.
  • Transparent fees: We inform you clearly and unambiguously about all costs.
  • Free checking account: Use our free standard account with no monthly fees.
  • Innovative features: Discover practical functions such as Spaces, Round-ups and real-time notifications.
  • Security: Your data and your money are safely protected with us.
  • International banking: Use your N26 account worldwide with no hidden fees.
  • Excellent customer support: Our customer service is available via chat and telephone.

Our story:

N26 was founded in Berlin in 2013 with the vision of reinventing banking for the digital age. We wanted to create a bank that was easy to use, transparent in its fees, and tailored to the needs of modern people. Since then, we've grown rapidly and serve millions of customers across Europe.

Our values ​​and vision:

Our core values ​​are simplicity, innovation, and customer centricity . Our vision is to build the bank the world loves to use. We believe in a banking experience that is intuitive, transparent, and tailored to the needs of our users.

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