Holvi: The business account for the self-employed & freelancers – banking & accounting combined

Holvi is more than just a business account. We offer seamless integration of banking, invoicing, and accounting in one user-friendly platform. Whether you want to manage your finances, create professional invoices, track expenses, or prepare your accounting, Holvi makes it simple and efficient. Focus on your business while Holvi takes care of your finances.

Our services and products at a glance:

• Business Account: Choose from different account models (Lite, Pro, Zen) tailored to your individual needs and business growth.
• Integrated invoicing: Create and send professional invoices directly from your Holvi account. Track payment status and send automatic payment reminders.
• Expense management: Easily capture and categorize your business expenses by scanning or manually. Add notes and attachments to keep track.
• Accounting tools: Simplify your accounting with features like automatic transaction categorization, VAT reports, and the ability to export to your accountant.
• Payment processing: Accept online payments from your customers directly through your invoices or create payment links for easy payment.
• Holvi Mastercard: Get a free Mastercard with your business account for flexible spending.
• Push notifications: Always stay informed about your account movements.
• Holvi App & Web: Manage your business account conveniently from your smartphone, tablet or computer.
• Team access (on select plans): Give your team members access to select account features.

Your benefits with Holvi:

• Banking & accounting in one: Save time and effort through the seamless integration of all important financial functions.
• Especially for the self-employed and freelancers: Our functions are optimally tailored to your needs.
• Easy to use: The intuitive user interface is easy to understand and use.
• Better organization: Keep track of your finances, bills, and expenses.
• Professional appearance: Create professional invoices in no time.
• Faster payments: Offer online payment options and send automatic payment reminders.
• Cloud-based: Access your data anytime, from any device.
• Security: Your data and your money are safe with us.

Our story:

Holvi was founded in Helsinki, Finland, in 2011 with the vision of making life easier for the self-employed and small businesses through simple and intuitive financial tools. Since 2016, Holvi has been part of the BBVA Group and has continued to expand its presence in Germany and other European countries. Our goal is to provide entrepreneurs with the financial tools they need to succeed.

Our values ​​and vision:

Our core values ​​are simplicity, entrepreneurial focus, and innovation . Our vision is to be the leading financial platform for the self-employed and small businesses in Europe by providing them with a comprehensive and user-friendly solution for their financial management.